Franklin
 

FLOOD ASSISTANCE

Emergency Loan Information — Dollar and Energy Saving Loans Program
Emergency Loan Information for Nebraska Lenders
Weatherization Assistance for Low-Income Households

In light of the historic flooding and devastation our communities have experienced, the Nebraska Energy Office is modifying usual operations to provide assistance to those impacted by floods. This will help alleviate some of the burden on Nebraskans engaged in disaster response as our communities work to recover and rebuild.

Additional flood relief information can also be found on the Nebraska Emergency Management website.


Emergency Dollar and Energy Saving Loans

1% Loans Factsheet PDF

The Nebraska Energy Office, in conjunction with Nebraska lending institutions, began providing assistance to those affected by floods, by offering Dollar and Energy Saving Loans at 1% interest*. Now the Nebraska Energy Office is offering these ultra-low interest loans to all Nebraskans to make energy efficient home and farm improvements. You do not need to be affected by flooding to participate in this special loan offer. *Subject to lender approval.

Project applications need to be submitted to your Nebraska based lender and the Nebraska Energy Office prior to installation for verification of compliance with program requirements. However, if emergency improvements have been made, and you wish to apply for the 1% program with your lender, NEO will allow prior improvements provided installed equipment and materials meet our program requirements. We are also waiving the requirement that the property needs to be at least 5 years old for this offering.

The following projects are allowed to be submitted for emergency loans:

Appliance Replacement. If your existing appliances were damaged or destroyed by flood water, you can purchase a replacement under the emergency replacement process. The Nebraska Energy Office covers refrigerators, dishwashers, clothes washers, and freezers. Appliances must be ENERGY STAR® qualified. Stoves and clothes dryers are not covered.

Doors and Windows. If you have lost windows and doors, or they were damaged beyond repair, you can replace them under the emergency replacement process in order to seal your home from the elements. The requirements for windows and doors are listed on Form 2-Window/Door.

Heating, cooling, and water heater replacement. You can apply to get these replaced if they are deemed unsafe with a copy of the red tag or a statement from the contractor that they are not safe to operate. Furnaces must be 95% efficient. Central air conditioners must be 16 SEER/13 EER. Heat pumps must be 15 SEER/12.5 EER/8.5 HSPF. Water heaters must have an EF .93 for electric and .82 for gas. NEO also allows emergency replacements on electric furnaces.

Insulation. You can use the program to replace any damaged insulation that has to be removed and replaced, as well as the cost of the drywall and cost to finish (except painting). Damaged siding can be a part of this repair as long as the project is completed according to program guidelines, which are listed on Form 2.

Foundation walls may be repaired or replaced if the project includes insulation. See line 11 on Form 2.

Roofing replacement

Solar, wind and biomass projects

Irrigation system, grain dryers and other farm efficiency improvements

This program will end on July 1, 2019 or as funds are available. All necessary project forms can be obtained at the Getting a Loan for Prequalified Projects webpage.


Emergency Loan Information for Nebraska Lenders

Effective immediately, the Nebraska Energy Office (NEO) in conjunction with Nebraska lending institutions, is offering under the Dollar and Energy Savings Loan Program, 1% loans, with a 90% participation from the Nebraska Energy Office, to assistance assist anyone who wishes to participate.

Typically NEO only does emergency approvals for heating and cooling systems. The project applications need to be submitted to NEO prior to installation for verification of compliance with program requirements. Provided all of the information submitted is complete, every effort will be made to process emergency approvals within 48 hours. NEO is also waiving the requirement that the property needs to be 5 years old for this offering. In a departure from NEO’s normal operations, if improvements have been made, and the owner wishes to apply for the 1% program, NEO will allow application for completed improvements that meet program requirements.

The following is a list of improvements that may be made under the 1% offering:

Appliance replacement — if the borrower’s existing appliances were damaged destroyed by flood water, they can purchase a replacement under the emergency replacement process. NEO covers refrigerators, dishwashers, clothes washers, and freezers. Appliances must be ENERGY STAR® qualified. Stoves and dryers are not covered.

Doors and Windows — if they lost windows and doors, or they were damaged beyond repair, they can replace them under the emergency replacement process in order to seal their homes from the elements. The requirements for windows and doors are listed on Form 2-Window/Door.

Heating, cooling, and water heater replacement — they can apply to get these replaced if they are deemed unsafe with a copy of the red tag or a statement from the contractor that they are not safe to operate. Furnaces must be 95% efficient. Central air conditioners must be 16 SEER/13 EER. Heat pumps must be 15 SEER/12.5 EER/8.5 HSPF. Water heaters must have an EF .93 for electric and .82 for gas. NEO also allows emergency replacements on electric furnaces.

Insulation — they can use the program to replace any damaged insulation that has to be removed and replaced, as well as the cost of the drywall and cost to finish (except painting). Damaged siding can be a part of this as long as the project is completed to program guidelines, which are listed on Form 2.

Foundation walls. May be repaired or replaced if the project includes insulation. See line 11 on Form 2.

Roofing replacement

Solar, wind and biomass projects

Irrigation system, grain dryers and other farm efficiency improvements

The Nebraska Energy Office encourages all lenders to consider participating in this special financing opportunity to assist Nebraskans who wish to participate in securing low-interest financing during this challenging time.

All necessary project forms can be obtained on our Loan Projects webpage.

Lender Forms are available on the Lenders Forms webpage.

This program will end on July 1, 2019 or as funds are available.

If you have questions feel free to contact Aaron Miller or Jody Johns. (Aaron.miller@nebraska.gov 402-471-3359, Jody.johns@nebraska.gov 402-471-4282)


Weatherization Assistance for Low-Income Households

Free Weatherization Factsheet PDF

To receive free weatherization services for your home, your income must fall below 200% of the federal poverty level, which is revised annually. Note: Households with persons receiving either ADC (Aid to Dependent Children) or Supplemental Security Income (SSI) are automatically eligible for free weatherization. The Weatherization Program is waiving restrictions to homes damaged due to flooding that have previously been weatherized.

Eight regions across Nebraska provide free weatherization services to local communities. These Regional Service Providers are responsible for establishing eligibility, performing an energy audit on the residence and scheduling the weatherization work. Click on the map to find Weatherization Service Providers in your area. Please be patient if you are put on a waiting list.

Local Weatherization Service Providers Map
Local Weatherization Service Providers
Blue Valley
Central Nebraska
Northeast Nebraska
Habitat for Humanity of Omaha
Lancaster and Saunders Counties
Mid-Nebraska
Northwest Nebraska
Southeast Nebraska


More Information
Community Action of Nebraska
U.S. Department of Energy Weatherization Assistance Program
U.S. Department of Energy Weatherization Assistance Program Technical Assistance Center

U.S. Department of Energy Weatherization and Intergovernmental Programs
U.S. Department of Energy State and Local Solution Center

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