Home Energy Ratings and Mortgages Made Simple

A home energy rating is a standard measurement of a home's energy efficiency. An energy rating allows a homebuyer to easily compare the energy costs for the homes being considered. A homeowner who wants to upgrade the home's energy efficiency can use the energy rating to evaluate and pinpoint specific, cost-effective improvements.

Home energy ratings involve an on-site inspection of a home by a certified residential energy efficiency professional.

One of the major differences between a home energy rating and an energy audit is that the rating tool is recognized by mortgage lenders.

To more fully understand both home energy ratings and energy mortgages, the Energy Office recommends Home Energy Ratings: A Primer. The Primer is an easy-to-understand 17-page compilation that explains why home energy ratings were developed and how they can be used. Mortgages and how the industry functions are also explored in the Primer. To obtain a free copy of Home Energy Ratings: A Primer, please contact Jack Osterman in the Energy Office at osterman@mail.state.ne.us

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